Insurance Licensing NY-Independent-General-Adjuster valid dump torrent : NewYorkIndependent General Adjuster (Series 17-70)
- Exam Code: NY-Independent-General-Adjuster
- Exam Name: NewYorkIndependent General Adjuster (Series 17-70)
- Updated: Sep 20, 2026
- Q&As: 107 Questions and Answers
About Insurance Licensing NY-Independent-General-Adjuster Valid Dump
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Insurance Licensing NY-Independent-General-Adjuster Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Insurance Principles and Concepts | - Representations and misrepresentations - Hazards - Physical hazards - Concealment - Waiver and estoppel - Warranties - Insurance principles and concepts - Fraud - Insurable interest - Moral hazards - Morale hazards - Insurance contracts | |
| Topic 2: Dwelling and Homeowners Insurance | - Standard Fire Policy - Personal umbrella policies - Dwelling policies - Personal liability supplement - Homeowners property coverage - Homeowners liability coverage - New York specific endorsements | |
| Topic 3: Other Property and Liability Coverages | - Workers compensation - Crime insurance - Personal automobile - Flood insurance - Ocean marine - Commercial automobile - Aviation insurance - Excess liability - Surety and fidelity bonds - Inland marine | |
| Topic 4: Insurance Regulation | - Fingerprinting - License maintenance and duration - Licensing process - Qualifications - Bond requirements - Licensing requirements - License renewal - Temporary adjuster permits | |
| Topic 5: Claims Adjustment Procedures | - Settlement procedures - Releases - Non-waiver agreements - Appraisal - Negotiation - Draft authority - Subrogation procedures - Competitive estimates - Execution of releases - Claims adjustment procedures - Mediation - Reservation of rights letters - Arbitration - Coverage problems - Alternative dispute resolution - Advance payments | |
| Topic 6: Commercial Package Policy | 38% | - Monoline versus package policies - Common policy declarations - First named insured - Common policy conditions - Components of a commercial policy |
| Topic 7: Commercial Property | - Businessowners Policy - Commercial Package Policy - Commercial property coverage - Commercial General Liability - Commercial property forms and endorsements | |
| Topic 8: New York Unfair Claim Settlement and Prohibited Practices | - New York claim settlement laws and regulations - Unfair claim settlement practices - Terrorism Risk Insurance Act - New York cybersecurity regulation - Insurance fraud and false statements - Consumer privacy requirements |
Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) Sample Questions:
Under Other States Workers' Compensation Insurance, coverage ONLY applies if the states are listed on the
- A. declarations page.
- B. territory provision page.
- C. insuring agreement.
- D. application.
Correct Answer: A 🗳️
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Under an HO-6 policy, Coverage A - Dwelling applies to all of the following EXCEPT
- A. attached bathroom fixtures.
- B. a water heater.
- C. built-in kitchen cabinets.
- D. unattached appliances.
Correct Answer: D 🗳️
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Which liability policy is BEST suited to protect someone who manages private pensions and employee benefits plans?
- A. Directors and Officers.
- B. Errors and Omissions.
- C. Fiduciary Liability.
- D. Malpractice.
Correct Answer: C 🗳️
Explanation: Only visible for Free4Dump members. You can sign-up / login (it's free).
A commercial umbrella policy provides coverage in which of the following situations?
- A. A loss contained within the underlying limit.
- B. A loss is covered under the underlying contract but the insurer of that contract becomes insolvent.
- C. There is a large claim on a personal auto policy.
- D. The policy limits on losses under the underlying policy were exhausted.
Correct Answer: D 🗳️
Explanation: Only visible for Free4Dump members. You can sign-up / login (it's free).
Which of the following benefits are NOT paid under workers' compensation laws?
- A. Independent medical.
- B. Vocational rehabilitation.
- C. Pain and suffering.
- D. Disability income.
Correct Answer: C 🗳️
Explanation: Only visible for Free4Dump members. You can sign-up / login (it's free).
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