Insurance Licensing PA-Title-Insurance-Agent valid dump torrent : Pennsylvania Producers Examination for Title Insurance Series 16-10

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

A) Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.
B) Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.
C) Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.
D) The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.

2. When issuing an Owner's policy, encumbrances should be shown as

A) listed on Schedule B as an exception.
B) a requirement in Schedule B-I.
C) an exception in Schedule C.
D) listed on Schedule A for informational purposes.

3. An insurer charges a higher premium for insurance because of someone's race, marital status, or age. This is an example of

A) illegal inducement.
B) unfair discrimination.
C) unfair coercion.
D) rebating.

4. A statement included on a title commitment such as "record warranty deed from the owner shown in Schedule A vesting title in the proposed insured" is an example of a

A) requirement.
B) post policy event.
C) standard exception.
D) condition.

5. A real estate interest that passes at death by operation of law to the surviving title holder is known as

A) joint tenancy.
B) fee simple estate.
C) tenancy in common.
D) real estate contract interest.

Solutions: