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Humber College PREX-1060A valid dump torrent : Exam 4: Invigilated Theory Exam
- Exam Code: PREX-1060A
- Exam Name: Exam 4: Invigilated Theory Exam
- Updated: Oct 04, 2026
- Q&As: 108 Questions and Answers
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Humber College PREX-1060A Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Contribution Rules and Limits | 25% | - Carry-forward provisions - Annual and lifetime contribution limits - Excess contributions and penalties |
| Withdrawals and Distributions | 15% | - Educational vs non-educational withdrawals - Impact on grants - Tax treatment |
| Government Grants and Incentives | 20% | - Canada Education Savings Grant (CESG) - Provincial programs - Canada Learning Bond (CLB) |
| Plan Administration and Compliance | 10% | - Plan termination rules - Reporting requirements - Responsibilities of providers and subscribers |
| RESP Fundamentals | 30% | - Key parties involved - Basic rules and regulations - Definition and purpose of RESP |
Humber College Exam 4: Invigilated Theory Sample Questions:
Question #1
Asset sale and share sale are two different ways to sell a business. Which statement describes an asset sale?
- A. The buyer assumes all assets and accepts all liabilities of the business.
- B. The buyer replaces the seller as the owner of the corporation.
- C. The buyer is eligible for tax deductions and benefits by claiming capital cost allowance on depreciable property.
- D. The seller benefits from a tax standpoint since any gain to the seller on the sale will be considered under the capital gains tax exemption.
Correct Answer: C 🗳️
Question #2
A buyer has just been approved for a commercial mortgage to purchase a retail strip plaza. They meet with their salesperson to review the mortgage documents. The buyer expresses concern about possible late payments. Which of the following is an accurate statement about provisions in the commercial mortgage documents regarding late payments?
- A. Each lender has their own method for dealing with late payments.
- B. There are no penalties for late payments in a commercial mortgage.
- C. Penalties for late payments will be added to the monthly rent.
- D. The options for late payments are the same for every lender.
Correct Answer: A 🗳️
Question #3
A salesperson is assisting both the tenant and the landlord in a commercial property rentaltransaction. Which of the following statements about calculating the remuneration for this transaction is correct?
- A. The tenant may be required to pay the deficiency between the contracted amount in the tenant representation agreement and the amount actually paid by the landlord.
- B. Remuneration can be calculated based on the difference between the listing price and the actual rental price.
- C. Salespersons are prohibited from indicating directly that remuneration is fixed by any association but can indicate it indirectly.
- D. Remuneration can be an agreed amount or a percentage of the rental price, but not a combination of both.
Correct Answer: A 🗳️
Question #4
A salesperson is negotiating a lease for a new retail tenant and reviewing the requirements and restrictions regarding the delivery of stock items. Which of the following is NOT a correct statement regarding stock delivery requirements and restrictions in a commercial lease?
- A. The salesperson is responsible for addressing site access and exit in the tenant's agreement to lease.
- B. Stock delivery cannot be restricted in a commercial agreement to lease.
- C. Should a delivery truck arrive during an emergency, the property manager must be available.
- D. The salesperson is responsible for negotiating the tenant's stock delivery window.
Correct Answer: B 🗳️
Question #5
A seller client wants to know the actual size of their unit to avoid any discrepancies. How should the salesperson assist the client?
- A. Use a laser measuring device to take the measurements.
- B. Recommend the services of third-party professionals to measure it.
- C. Tell the seller the usable size is 80 percent of the rentable size.
- D. Add a disclaimer to protect the seller from any discrepancy.
Correct Answer: B 🗳️
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