Insurance Licensing NY-Life-Accident-and-Health valid dump torrent : New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55

  • Exam Code: NY-Life-Accident-and-Health
  • Exam Name: New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55
  • Updated: Sep 08, 2026
  • Q&As: 122 Questions and Answers

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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

SectionObjectives
Accident and Health Insurance- Health insurance products
  • 1. Hospital and medical expense coverage
    • 2. Disability income insurance
      - Policy features and provisions
      • 1. Elimination periods and benefit limits
        • 2. Coordination of benefits
          State Regulations (New York)- Licensing requirements
          • 1. Pre-licensing education requirements
            • 2. Application and background checks
              - Ethics and compliance
              • 1. Producer responsibilities and conduct
                • 2. Unfair trade practices
                  Insurance Fundamentals- Insurance contract law basics
                  • 1. Elements of a valid contract
                    • 2. Policy provisions and clauses
                      - Principles of insurance and risk management
                      • 1. Insurable interest and indemnity concepts
                        • 2. Risk classification and pooling of risk

                          Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

                          Question #1

                          If a partner of a company becomes permanently disabled, which type of plan will allow the other partner to acquire the disabled partner's interest in the company?

                          • A. business disability overhead expense
                          • B. long term disability
                          • C. employee disability coverage
                          • D. disability buy-sell agreement
                          Answer: D

                          Explanation: Only visible for Free4Dump members. You can sign-up / login (it's free).

                          Question #2

                          When MUST a newborn child be covered under an existing health insurance policy?

                          • A. Within 30 days.
                          • B. Within 24 hours.
                          • C. Within 45 days.
                          • D. Immediately.
                          Answer: D

                          Explanation: Only visible for Free4Dump members. You can sign-up / login (it's free).

                          Question #3

                          What is an insurer ' s liability when it is discovered after an insured dies that the insured ' s age on the policy was misstated?

                          • A. The insurer is not liable to pay any amount due to the insured ' s misstatement of age.
                          • B. The insurer must pay the full amount as stated in the policy, as age is not considered a relevant factor.
                          • C. The insurer must pay the full amount of the policy, minus any additional premiums the insurance company would have paid based on the insured ' s actual age.
                          • D. The insurer must pay a prorated amount of the policy based on the amount of insurance the insured ' s premiums would have bought if purchased at the correct age.
                          Answer: D

                          Explanation: Only visible for Free4Dump members. You can sign-up / login (it's free).

                          Question #4

                          Which type of annuity guarantees a level benefit payment?

                          • A. Universal.
                          • B. Variable.
                          • C. Fixed.
                          • D. Limited Life.
                          Answer: C

                          Explanation: Only visible for Free4Dump members. You can sign-up / login (it's free).

                          Question #5

                          Long-term care policies MUST cover which of the following conditions?

                          • A. Alzheimer's disease.
                          • B. Self-inflicted injuries.
                          • C. Alcoholism or drug addiction.
                          • D. Acts of war while serving in the military.
                          Answer: A

                          Explanation: Only visible for Free4Dump members. You can sign-up / login (it's free).

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