Insurance Licensing NY-Life-Accident-and-Health valid dump torrent : New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55

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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. If a partner of a company becomes permanently disabled, which type of plan will allow the other partner to acquire the disabled partner's interest in the company?

A) business disability overhead expense
B) long term disability
C) employee disability coverage
D) disability buy-sell agreement

2. When MUST a newborn child be covered under an existing health insurance policy?

A) Within 30 days.
B) Within 24 hours.
C) Within 45 days.
D) Immediately.

3. What is an insurer ' s liability when it is discovered after an insured dies that the insured ' s age on the policy was misstated?

A) The insurer is not liable to pay any amount due to the insured ' s misstatement of age.
B) The insurer must pay the full amount as stated in the policy, as age is not considered a relevant factor.
C) The insurer must pay the full amount of the policy, minus any additional premiums the insurance company would have paid based on the insured ' s actual age.
D) The insurer must pay a prorated amount of the policy based on the amount of insurance the insured ' s premiums would have bought if purchased at the correct age.

4. Which type of annuity guarantees a level benefit payment?

A) Universal.
B) Variable.
C) Fixed.
D) Limited Life.

5. Long-term care policies MUST cover which of the following conditions?

A) Alzheimer's disease.
B) Self-inflicted injuries.
C) Alcoholism or drug addiction.
D) Acts of war while serving in the military.

Solutions: