Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 : NY-Life-Accident-and-Health valid dump torrent

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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. Which type of life insurance policy is written under a single contract for both spouses in which it is payable upon the first death?

A) Joint.
B) Dual capacity.
C) Survivorship.
D) Spousal.

2. Which of the following is NOT an Essential Health Benefit Category under the Affordable Care Act?

A) Emergency Services.
B) Maternity and Newborn Care.
C) Laboratory Services.
D) Alternative Medicine.

3. Which of the following statements is TRUE regarding a waiver of premium rider?

A) The death benefit will be reduced by the amount of the unpaid premiums.
B) The policy ' s cash value will continue to grow, but at a slower rate because the insured is no longer paying premiums.
C) There will be no change in the policy other than the insured no longer has to pay the premiums on the policy.
D) The insured will automatically become eligible for accelerated death benefits.

4. Which type of group has a constitution and bylaws, is organized and maintained in good faith for purposes other than obtaining insurance, and has insurance for the purpose of covering members and their employees?

A) Association or labor group.
B) Multiple employer group.
C) Employee or individual employer group.
D) Credit Insurance group.

5. The following statement refers to which type of clause? "We have issued the policy in consideration of the representations in your application and payment of the first-term premium."

A) A consideration clause.
B) A whole contract clause.
C) A contestability clause.
D) A concealment clause.

Solutions: