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1. Who can surrender an annuity during the accumulation period?
A) The policyowner.
B) The annuitant.
C) The company.
D) The beneficiary.
2. An agent's actions or deeds demonstrate what kind of authority?
A) inherent
B) delegated
C) apparent
D) express
3. Upon the divorce of an insured who designated their spouse as the beneficiary, which of the following actions
will result?
A) the spouse designated as beneficiary will remain an irrevocable beneficiary
B) the insured must pay 50% of the premiums paid to the spouse named as the beneficiary
C) the designation of the spouse as a beneficiary is revoked
D) the policy will automatically be terminated
4. Extended term Insurance can be selected under which whole life policy provision?
A) cash value
B) interest-only
C) nonforfeiture
D) settlement
5. If an agent does NOT send a refund to a policyholder within an expectable time frame, the agent may
A) be charged interest on the refund amount.
B) be barred from seeking an appeal.
C) have his or her license suspended or revoked.
D) receive a deduction in commissions.
Solutions:
| Question # 1 Answer: A | Question # 2 Answer: C | Question # 3 Answer: C | Question # 4 Answer: C | Question # 5 Answer: C |
Over 59463+ Satisfied Customers
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